Sunday, August 9, 2009

When "privates" should be private

It's finally here. The day Walt and I dreaded (and I am sure this won't be the last of these days).

Our 6 year old twins were caught "exploring" privates. I am baffled on how to approach it because it didn't happen when Walt and I were around. It happened at Grandma's and she raised 4 boys so I think she handled it fine. We are trying to find an opportunity to talk about it without embarrassing the kids.

Looking online I am hard pressed to find anything of real value. I want a Christian perspective on the situation.

So we went to the Christian book store today and we found a couple of books. One for a boy and one for a girl. It's titled "Why boys and girls are different". So we got one for each and plan on reading these separately to the kids. Walt will read my son's and I will read my daughters. And then I think I am going to switch so that if my son has questions about girls he can ask and vice versa for my daughter.

My biggest concern is that if we don't approach the subject carefully then we could embarrass them or make them feel like what they did was wrong. Here are some tips I am going to use based on conversations with my mother in law:

1. Openly talk about what you saw them doing.
2. Allow them to ask ANY question they have. And I mean ANY.
3. Take a deep breath if the question seems shocking.
4. It's okay to tell your children the truth. You don't need to go into great detail about sex if the conversation leads that way.
5. Keep your explanations brief. They do not need details about the birds and the bees at this age.
6. Refrain from laughing at any questions they have. This will make them feel embarrassed and could damage any future discussions.
7. If the conversation starts to feel uncomfortable for you, then tell your child they have really great questions and you want to provide the best answers. Let them know the conversation isn't over and that you need to do some research on their questions.

I am excited to read these books to the kids. I always want an open relationship with them and feel like this is a good opportunity to start a healthy foundation for conversations to come.

If anyone has some advice or has been in a similar situation - let me know how you handled it. I love the knowledge that is shared!

Saturday, August 8, 2009

Dooney and Bourke

I love QVC......I just got the most amazing deal on a new Dooney!

Anyone who knows me knows that Dooney and Bourke is my purse of choice. I absolutely love those purses. They are so unique!

So I just got the Giraffe Print Dooney and the 3 Flex easy payments of $50 bucks...and it should be here on August 24!

I can't wait. I have been on a waiting list for this bag downtown at the Dooney store since May! It's ridiculous and now I have one on it's way!

I can't wait - and will take some pictures to post as soon as it comes!

I love you Dooney!

Liberty Mutual Life Ins

Got a letter in the mail yesterday from Liberty Mutual Life Insurance Company. They are the private INS company that my work (HSBC) uses for FMLA and STD claims.

If you read my blog last month about my long drawn out diagnosis of IBS then you know the frustrations I have had with this company.

So my letter says "after our doctors have reviewed the additional medical information you have supplied, we still my stick with our first decision to deny your claim of payment. You may rebuttal this decision through a class action law suite".

I am baffled....and very concerned. Granted I was not dying, even though most days I was in so much pain I was literally just laying on the couch or bed unable to move. My concern is they kept saying I should have been able to perform my phone job.

Whats interesting about that though is when I received my first denial letter from LMLI they stated my job as a "Senior Collector" was to : Take escalated calls from associates, relieve managers when needed, follow up on accounts that require additional investigation and answer general questions as needed. What I find interesting here is that my job is nothing like this! I was on the phones for 7 hrs a day calling people and asking them to pay their bill.

So do I have an issue with what HSBC considers a "Senior Collector"? Heck yes! That is a bogus job description. I never once "relieved a manager" or "took an escalated call" or any of the other items in the letter from LMLI.

At this point and time...I am done....I am throwing in the towel on this one. I am not going to pursue a class action law suite just to get back the 1200 dollars I had to used out of my savings account to pay for my expenses while not working. I don't feel it's worth it.

What have I learned from this experience? That I have to make my doctor be specific on their notes in my medical charts. I need to have them specify in great detail on any paper work from the INS company going forward.

Thank heavens that when my doctor completed my FMLA extension she mentioned in my paper work that with IBS I will have no control over when a flare up happens OR how long it will last. It can last any where from 7 days to several weeks. But do I feel like this will cover me if I ever have another flare up? No I don't. I have no faith what so ever in this new INS company my work is using. If anyone who suffers from IBS is reading this. You know how a flare up works. It's miserable! I still have a "slip" about once a week. But it's not enough to make me have to use my FMLA time.

We have also talked about cancelling our private insurances we have with Liberty Mutual as a result of this whole fiasco with the LMLI. I have my personal home and car insurances with Liberty Mututal. Safe to say at this point we are going to be shopping around for a new company immediately and when I cancel my private policies with Liberty Mutual I am going to make sure they know I am cancelling because of my denial of benefit pay from their LMLI section.

Since when do private INS companies know more then Doctors? I know that they have their own doctors that review their paper work. But what cracks me up is those doctors don't see you face to face. They rely only on paper work. It's not fair!

But wake up America - cause if Obama gets his way on this new Insurance plan....get used to more of this treatment from Insurance companies.....this is one of the reasons Obama didn't get my vote!

Tuesday, July 21, 2009

Easy Morning Snacks for the whole family!


This is the easiest breakfast morning snack you will ever make! They are delicious and very addicting!

Ingredients:

4-6 Slices of Ham (any brand our favorite is Honey baked kind)
3/4 cup of shredded cheese
1 1/2 teaspoon of Dijon or Regular mustard
1 Egg
1 can of Crescent rolls (generic or Pillsbury work just fine) **Don't use the "big" ones, just regular sized
1 "mini" muffin pie tin

You will need to dice up the ham into bite size pieces and mix the first 4 ingredients together in a bowl. Next you will need to open up the Crescent rolls and flatten them out for slicing.



Spray your muffin tin and turn the oven on to 350 degrees to start heating up.



You will then need to start slicing the Crescent rolls into 2x2 cuts. To do this you will use a regular knife. Look for the natural cut marks in the Crescent rolls and use this as your guide. See the picture below

You will then put the cut pieces into the tins and then start filling up the tins with the mixture.


Once complete then you will back for about 10-20 minutes depending on your oven!

You could also use booked bacon or any other cooked meats for a change and to spice it up add some chopped up jalapeno or onions. My kids like them with the original recipe. The heat up as left overs very well. We usually make a huge batch of them on the weekends and then munch on them all week! They are delicious!

Wednesday, July 1, 2009

Benefits of Facebook

If you don't have a facebook page then you are behind times. Facebook is the adult's version of MySpace. Myspace is so 5 years ago....

This is what all the people are telling me anyway.

The best benefit of Facebook is being able to easily keep up with Family and Friends. For me recently it's been awesome because I have found many of my old friends from High School and even some from Junior high! It's a frickin miracle too because it seems after High School everyone was, to quite the famous Sheryl Crow, "Leaving Las Vegas"!

Well Facebook family and who ever reads my personal thoughts since I don't keep a journal and I just type alot of randomness in here.....

If anyone remembers me from High School....me and Walt got married...I was only 18 and now I am 33...so yeah. Almost 16 years married...and it's been awesome! We have 2 amazing kids and hopefully more on the way.

We are still planted in Las Vegas due to the fact that Walt manages his Dad's automotive shop. But where do we dream of moving to? Oh just beautiful places like...Oregon, Montana, Colorado...are you getting a theme here?!? COLD WEATHER!

It was 110 here the other day....my gas card melted to my cup holder in my truck! It's ridiculous!

Anywho....

The kids are turning 6 in less then 24 hours. I can't believe it. Every birthday year I think back to when I had them and how I had to watch the fireworks from my hospital bed. I can't believe they are going to be 6. They are like little people...thoughts and opinions. In Stereo, no doubt!

I will post a bunch of pictures of the 4th and I might even start blogging about useful things.

Say What?@?

Name: Thomas Family
Occupation: Family Unity
Education: Parent's of twins *double the trouble*
Here for: Good times and Family memories